Find a Health Plan That Fits Your Needs this Open Season
Our Federal Employees Health Benefits (FEHB) Plans Include:
One of the largest national
provider networks in the U.S.
Coverage for
massage therapy
Health & wellness
programs
Worldwide
coverage
No referrals for
specialists
Preventive care
for $0 copay
Compare Plan Options
Choose between plan options designed for different budgets, health needs, and life stages.
Standard Option
Spend less on premiums and maximize benefits by seeing preferred providers. You’ll pay less up front but have higher out-of-pocket costs throughout the year.
- Lower premiums
- Coverage for in-network care only1
- Lower copays for Tier 1 providers2
- Up to $150 in wellness rewards3
- 5 free virtual visits
- $100 annual vision allowance
High Option
More comprehensive coverage with the flexibility to go in- or out-of-network. You'll pay higher premiums, but have lower out-of-pocket costs and deductibles.
- Low copays and deductible
- In- and out-of-network coverage
- Premium pharmacy benefits
- Up to $350 in wellness rewards3
- Unlimited free virtual visits
- Coordinates with Medicare
Enrolled in Medicare? Consider Compass Rose Medicare Advantage.
If you’re retired and enrolled in Medicare Parts A and B, you can enhance our High Option benefits with Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage (PPO) plan, designed to work alongside Medicare and your federal health benefits. Explore your options and see whether Medicare Advantage may be right for you.
See What’s Covered — and What You’ll Pay
We pride ourselves on providing competitive rates with fantastic benefits. Compare premiums and costs for common covered services, including preventive and emergency care, prescription drugs, massage therapy, and more.
Standard Option Premiums
Enrollment Type
Biweekly
Monthly
Enrollment TypeSelf Only (424)
Enrollment TypeSelf +1 (426)
Enrollment TypeSelf & Family (425)
High Option Premiums
Enrollment Type
Biweekly
Monthly
Enrollment TypeSelf Only (421)
Enrollment TypeSelf +1 (423)
Enrollment TypeSelf & Family (422)
Want more details about these plans delivered to your inbox?
Explore Network and Coverage
Find doctors, check prescription costs, and see how our coverage works with Medicare.
The Compass Rose Health Plan proudly serves all active and retired civilian employees (non-postal) and their families.
We provide access to the national UnitedHealthcare Choice Plus network. Search for in-network providers, hospitals, and other health care facilities using our Provider Directory.
Get your prescriptions through Optum® Home Delivery or your preferred network retail pharmacy. To determine if your medication is covered, use our online drug pricing tool or call us at 888-438-9135.
Our Standard Option plan does not coordinate with Medicare.
Our High Option plan coordinates with Medicare Parts A and B for even better coverage and protection by waiving most deductibles, coinsurance, and copayments. Learn more about Medicare coordination under the High Option plan.
For even more perks, retirees enrolled in Medicare Parts A and B can combine the power of our High Option FEHB plan with Original Medicare by enrolling in Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage PPO Plan.
Don’t Miss Your Chance to Enroll
Open Season is your chance to switch to a health plan that fits your needs. From November 9 to December 14, 2026, you can enroll in the Compass Rose Health Plan by contacting your agency's personnel office.
In many cases, enrollment is available online through your agency's preferred enrollment system . Or you can complete and submit a Health Benefits Election Form (SF 2809).
Join a Webinar
Join one of our webinars to see what the Compass Rose Health Plan has to offer. You’ll have the chance to ask plan experts questions about our 2027 FEHB plan options.
Still Comparing Your Options?
Get the details you need to make the best choice. Fill out the form below for more plan info delivered straight to your inbox.
What Our Members Are Saying
As a Compass Rose Health Plan member, you'll get individualized attention so you can spend less time worrying about insurance and more time doing what you love.
1 Coverage is available only when visiting a network provider, except in certain situations such as emergencies.
2 Lower copays for Tier 1 providers are not available to members enrolled in or eligible for Medicare.
3 You and your enrolled spouse can each earn up to the wellness rewards amount.
Have Questions?
Call us at 888-438-9135
8 a.m. to 8 p.m. ET, Monday-Friday