Find a Health Plan That Fits Your Needs

An FEHB Plan designed exclusively for federal employees, retirees, and their families — offering comprehensive coverage, dependable service, and competitive rates.

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Our Federal Employees Health Benefits (FEHB) Plans Include:

One of the largest national
provider networks in the U.S.

Coverage for
massage therapy

Health & wellness
programs

Worldwide
coverage

No referrals for
specialists

Preventive care
for $0 copay

Compare Plan Options

Choose between two plan options designed for different budgets and health needs.

Standard Option

Spend less on premiums and maximize benefits by seeing preferred providers. You'll pay less up front but have higher out-of-pocket costs throughout the year.

  • Lower premiums
  • Coverage for in-network care only
  • Lower copays for preferred providers
  • 5 free virtual visits
  • $100 annual vision allowance

High Option

More comprehensive coverage with the flexibility to go in- or out-of-network. You'll pay higher premiums, but have lower out-of-pocket costs and deductibles.

  • Low copays
  • In- and out-of-network coverage
  • Premium pharmacy benefits
  • Up to $350 in wellness rewards
  • Unlimited free virtual visits
  • Coordinates with Medicare

See What’s Covered — and What You’ll Pay

We pride ourselves on providing competitive rates with fantastic benefits. Compare premiums and costs for common covered services, including preventive and emergency care, prescription drugs, massage therapy, and more.

Standard Option Premiums

Enrollment TypeSelf Only (424)
Biweekly$61.64
Monthly$133.55
Enrollment TypeSelf +1 (426)
Biweekly$135.61
Monthly$293.83
Enrollment TypeSelf & Family (425)
Biweekly$147.94
Monthly$320.54

High Option Premiums

Enrollment TypeSelf Only (421)
Biweekly$140.06
Monthly$303.46
Enrollment TypeSelf +1 (423)
Biweekly$311.44
Monthly$674.79
Enrollment TypeSelf & Family (422)
Biweekly$337.57
Monthly$731.40

Explore Network and Coverage

Find doctors, check prescription costs, and see how our coverage works with Medicare.

The Compass Rose Health Plan proudly serves all active and retired civilian employees (non-postal) and their families.

We provide access to the national UnitedHealthcare Choice Plus network. Search for in-network providers, hospitals, and other health care facilities using our Provider Directory.

Get your prescriptions through Optum Rx® or a network retail pharmacy. To determine if your medication is covered, use our online drug pricing tool or call us at 888-438-9135.

Our Standard Option plan does not coordinate with Medicare.

Our High Option plan coordinates with Medicare Parts A and B for even better coverage and protection by waiving most deductibles, coinsurance, and copayments. Learn more about Medicare coordination under the High Option plan.

For even more perks, retirees enrolled in Medicare Parts A and B can combine the power of our High Option FEHB plan with Original Medicare by enrolling in Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage PPO Plan.

Find Out How to Enroll

You may be eligible to change your health plan outside of Open Season if you have a qualifying life event or you’re a new employee.

Contact your agency's personnel office to make your plan selection. In many cases, enrollment is available online through your agency's preferred enrollment system . Or you can complete and submit a Health Benefits Election Form (SF 2809).

Still Comparing Your Options?

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What Our Members Are Saying

As a Compass Rose Health Plan member, you'll get individualized attention so you can spend less time worrying about insurance and more time doing what you love.