Here for You in Every Stage of Life

Proudly serving Federal employees, retirees, and their families for over 75 years.

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Our Federal Employees Health Benefits (FEHB) Plans Include:

One of the largest national
provider networks in the U.S.

Coverage for
massage therapy

Worldwide
coverage

No referrals for
specialists

Preventive care
for $0 copay

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Get the coverage you deserve with the Compass Rose Health Plan.

When you choose the Compass Rose Health Plan, you're not just getting any other FEHB Plan. You're getting a plan exclusively available to federal employees and their families, with comprehensive coverage, dependable service, competitive rates, discounts on health & wellness programs, and much more.

A Plan Option for Every Stage of Life

Standard Option

Spend less on premiums and maximize benefits by seeing preferred providers. You'll pay less up front but have higher out-of-pocket costs throughout the year.

  • Lower premiums
  • Coverage for in-network care only
  • Lower copays for preferred providers
  • 5 free virtual visits
  • $100 annual vision allowance

High Option

Get comprehensive benefits and the flexibility to go in- or out-of-network. You'll pay higher premiums, but have lower out-of-pocket costs and deductibles.

  • Low copays
  • In- and out-of-network coverage
  • Premium pharmacy benefits
  • Up to $350 in wellness rewards
  • Unlimited free virtual visits

Compare Costs and Benefits

At the Compass Rose Health Plan, we pride ourselves on providing competitive rates with fantastic benefits. Compare premiums and costs for common covered services, including preventive and emergency care, prescription drugs, massage therapy, and more.

Compare Plans

Frequently Asked Questions

The Compass Rose Health Plan proudly serves all active and retired civilian employees (non-postal) and their families.

Search for providers, hospitals and other health care facilities within the national UnitedHealthcare Choice Plus network using our Provider Directory.

The Compass Rose Health Plan partners with Optum Rx® to provide our members with prescription drug coverage. To determine if your medication is covered, use our online drug pricing tool or call us at (888) 438-9135.

Our Standard Option plan does not coordinate with Medicare.

Our High Option Plan coordinates with Medicare Parts A and B for even better coverage and protection by waiving most deductibles, coinsurance and copayments. Learn more about Medicare coordination under the High Option plan.

For even more perks, retirees enrolled in Medicare Parts A and B can combine the power of our High Option FEHB Plan with Original Medicare by enrolling in Compass Rose Medicare Advantage, a UnitedHealthcare® Group Medicare Advantage PPO Plan.

How to Enroll

You might be able to change your health plan outside of Open Season if you have a qualifying life event or you're a new employee.

Enroll online using your agency's preferred enrollment system or complete and submit a Health Benefits Election Form (SF 2809) to your agency's personnel office.

Still comparing your options?

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A Member-Centric Approach

As a Compass Rose Health Plan member, you'll get individualized attention so you can spend less time worrying about insurance and more time doing what you love.